Beware of "perverse incentives." This article in Time magazine says you have to pay doctors to prevent illness, not just pay them to fix problems after they arise. All humans respond to incentives, especially in how they are paid. Change how people are paid and you'll change their focus and behavior. For your own life, watch out about being paid hourly or a salary. Like I say in my "67 Steps" program, if you're not careful it'll turn you into a salary slave.